Motorcycle Insurance
Motorcycle
Insurance typically offers a combination of collision, liability,
theft, and related coverage designed specifically to meet the needs
of motorcycle owners. If you own a motorcycle whether you ride it
or not! you need this coverage to protect you from theft,
collision, and other common exposures. Some of the items that may
affect premiums;
- Your driving record Where you
keep your cycle (in the open or in garage) Your credit record How
many years you have been driving a motorcycle Your age Previous
Cycle Coverage
- Anti-theft devices
 ATV Insurance
Most states
don't require ATV insurance and you may have limited coverage if
you have a homeowners policy. If you have an ATV we urge you to
contact us and let us review your specific policy to determine
whether you need a separate ATV Policy.
Many insurance companies offer discounts to help lower your premium
such as:
A discount for completing and approved ATV safety course.
A discount for owning and insuring multiple ATVs.
A discount for being a member of associations such as the
Harley-Davidson Owners Group (HOG), American Motorcyclist
Association (AMA) or the Honda Rider's Club of America
(HRCA). | 
